Bitcoin
Philippines Targets $60 Billion Tokenized Asset Market by 2030 as GoTyme Bank Brings Crypto to Everyday Banking
The Philippines is rapidly emerging as Southeast Asia’s most exciting crypto and tokenization frontier, with two landmark developments in the past week underscoring its ambition to become a regional digital-asset powerhouse.
First, the Philippine Digital Asset Exchange (PDAX) unveiled Project Bayani, an ambitious roadmap projecting $60 billion in tokenized real-world assets (RWAs) by 2030 – primarily real estate, government bonds, and SME invoices. Launched on November 27, the initiative aims to fractionalize high-value assets, making property ownership and fixed-income investment accessible to millions of Filipinos currently priced out of traditional markets.
“Tokenization can democratize wealth in a country where only 2 % of households own investment-grade real estate,” said PDAX CEO Nichel Gaba. Early pilots include tokenized condominiums in Metro Manila and fractional treasury bills, with liquidity provided through PDAX’s regulated platform.
Second, GoTyme Bank, the fast-growing digital bank backed by the Gokongwei Group and Singapore’s Tyme, rolled out native crypto wallets on November 28, allowing its 5+ million users to buy, hold, and spend 11 cryptocurrencies – including Bitcoin, Ethereum, USDT, and Philippine-peso stablecoins – directly within the app. The feature also displays real-time portfolio values alongside traditional peso balances, seamlessly bridging DeFi and everyday banking.
Why the Philippines Is Perfect for This Moment
- Top-tier adoption: 1 in 5 Filipinos owns crypto (Chainalysis 2025 rank: global #5)
- Remittance superpower: $37 billion inflows annually – the world’s 4th largest – now increasingly routed via stablecoins
- Young, mobile-first population: 70 % under 40 and 85 % smartphone penetration
- Progressive regulation: Bangko Sentral ng Pilipinas (BSP) has licensed 19 virtual asset service providers and is openly supportive of tokenization and stablecoins
GoTyme’s integration is particularly bullish for retail: users can now convert salary or remittances into Bitcoin with one tap, then spend via Visa debit – no separate exchange needed. Early data shows crypto balances already represent 8–12 % of new deposits in the first 72 hours.
$60 Billion by 2030 Is Conservative
PDAX’s forecast assumes only 3–5 % of the country’s $1.2 trillion real-estate market and $400 billion in outstanding government securities get tokenized. Add SME lending and diaspora-funded property funds, and analysts believe the real figure could hit $100 billion+ within the decade – turning the Philippines into Asia’s tokenization leader ahead of Singapore and Hong Kong.
For everyday Filipinos, this means:
- Owning a slice of a Makati condo for as little as ₱50,000
- Earning 6–8 % yield on tokenized T-bills inside a bank app
- Instant liquidity instead of years waiting to sell property
The BSP has signalled full support, with Governor Eli Remolona Jr stating last month: “Tokenization is the future of inclusive finance.”
Between GoTyme making crypto as easy as GCash and Project Bayani turning illiquid assets into tradable tokens, the Philippines isn’t just adopting digital assets – it’s building the blueprint for how emerging markets leapfrog into the tokenized economy.
Bullish doesn’t begin to cover it.
The Philippines is about to become Asia’s tokenization capital – and millions of regular Filipinos are getting front-row seats.
Disclaimer
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The content on CoinReporter.io is for informational purposes only and is not financial or investment advice. Cryptocurrency investments are highly volatile and risky. Always conduct your own research and consult a qualified financial advisor before making any investment decisions. CoinReporter.io and its authors are not liable for any losses resulting from actions based on this website’s content.
Bitcoin
Terra LUNA Classic

Terra Classic Achieves Major Milestone with Successful Cosmos SDK 0.53 Upgrade – Full Recovery and Modern Integration After Four Years
The Terra Classic community is celebrating a significant victory. On April 17–18, 2026, the network successfully completed its long-awaited upgrade to Cosmos SDK 0.53, marking one of the most important technical achievements in the project’s history.
Validators across the globe confirmed the smooth activation of terrad v4.0.0 and the dedicated v14_1 upgrade handler. The upgrade has now brought Terra Classic fully in line with the latest standards of the broader Cosmos ecosystem.
In a heartfelt message shared on X, prominent community voice Mr. Diamondhandz1 (@MrDiamondhandz1) congratulated all validators:
“Good morning $LUNC community and congratulations to all the validators on the successful SDK 53 upgrade yesterday. Next up the market module 2.0. Keep building for Terra Luna Classic! “LUNC”
The post captured the optimistic mood perfectly — relief, pride, and excitement for what lies ahead.
A Long Journey of Resilience
It has been nearly four years since the dramatic events of May 2022 that shook the original Terra ecosystem. Many outside observers had written off LUNC and USTC as relics of the past. Yet the dedicated community refused to let the chain fade away.
Through persistent burns, governance proposals, validator commitment, and steady development work, Terra Classic has not only survived — it is now actively modernizing and reintegrating with the wider Cosmos family of blockchains. The successful SDK 0.53 upgrade is powerful proof that the recovery is real and accelerating.
This update delivers:
- Improved performance and network efficiency
- Enhanced security and stability
- Better compatibility with modern Cosmos tools and infrastructure
- A stronger foundation for future features and developer activity
In simple terms, Terra Classic just gave its blockchain a major “software refresh” that brings it up to current industry standards. The chain is now more robust, future-proof, and attractive to builders who want to create new applications on LUNC and USTC.
Community and Validator Strength on Full Display
The upgrade process showcased the maturity the community has built over the past four years. Validators coordinated flawlessly, with many reporting stable block production shortly after the planned chain halt. Multiple teams, including BiNodes, publicly confirmed they are now running on the new version and have even released updated developer tools (such as a new Python SDK) to make building on Terra Classic easier than ever.
Community sentiment across X has been overwhelmingly positive. Posts describe the moment as “the rebirth has officially begun,” “exciting times ahead,” and “a true era of independence.” Developers and data analysts are now being actively invited back to the chain, with new tools like open APIs making on-chain data more accessible.
Looking Forward: Momentum Is Building
The successful SDK 0.53 upgrade is not the finish line — it is the starting point for the next phase of growth. The community has already set its sights on Market Module 2.0, the next major improvement on the roadmap.
With the technical foundation now modernized and fully aligned with the Cosmos ecosystem, Terra Classic is better positioned than ever to:
- Attract new developers and dApps
- Improve utility for LUNC and USTC holders
- Explore meaningful partnerships and integrations
- Continue the important work of burns and ecosystem rebuilding
After four long years of resilience, the LUNC community has shown what dedication and patience can achieve. The chain is no longer just surviving — it is evolving, modernizing, and preparing for a stronger future.
A New Chapter for Terra Classic
This upgrade is more than a technical success. It is a powerful symbol of recovery and renewal. The Terra Classic that exists today is more stable, more secure, and more connected to the broader blockchain world than it has been in years.
The community’s unwavering belief has turned a challenging chapter into one of the most inspiring comeback stories in crypto. As one validator put it recently: “Many have left, but the stupid tax has remained… It really is time to address the TAX Elephant and bring back some on-chain volume.”
With the SDK 0.53 upgrade complete and the next steps already in motion, the future for LUNC and USTC looks brighter than it has in a very long time.
Keep building, keep holding, and stay positive — Terra Classic is back on track and moving forward with real momentum.
The best days for LUNC are still ahead.
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